What is T+1 and why has the SEC has ruled to shorten settlement cycles from T+2?

30 Apr 2024

With less than one month to go before the T+1 deadline of 28 May 2024, brokerage firms across North America are preparing for the transition from securities transactions being settled in two business days – T+2 – to just one day. This will apply to transactions for stocks, bonds, municipal securities, exchange-traded funds, certain mutual ...

How to define cloud sovereignty and the quest for balance

24 Apr 2024

With the everchanging geopolitical landscape and new regulations coming to the fore, where data is kept, where it is shared, and who can access it are all considerations for financial institutions in a world where more data equals more power. As a growing amount of data is stored in cloud-based data centres, the EU, US, and China have issued regul...

What will the UK climate fintech space look like in 2035?

18 Apr 2024

This is an extract from the recently published report, 'The Future of UK Fintech - 2015-2035'. 2006 ‘The Economics of Change – The Stern Review’ released by Nicholas Stern: the report assessed a wide range of evidence on the impacts of climate change and on the economic costs. The conclusion of the study is that the benefit of a strong and early ac...

0

What will UK fintech look like in 2035?

16 Apr 2024

Huge growth across the UK fintech industry over the last decade has been driven by a combination of factors, namely support from the UK government and regulators such as the Financial Conduct Authority (FCA). Because of this, the development between 2025 and 2035 will unsurprisingly be substantial. This is an extract from the recently published re...