Research

Embracing Open Banking with Secure and Interconnected APIs

20 Dec 2019  |  645 downloads

In financial services today, data is an asset. But only if it can be accessed, transformed and integrated securely into internal and external ecosyste...

How to Protect and Grow in the Fintech Industry

09 Dec 2019  |  425 downloads

A 3-Step Guide to Generating Revenue and Becoming Profitable. A monetisation strategy must be devised so that the company can decide what va...

The Future of Banking is Open

29 Jul 2019  |  1192 downloads

The open banking dialogue has at last moved on from compliance concerns and turned to what opportunities, as well as challenges, exist for banks. 2...

Clearing and Settlement: The new battleground for payments innovation

12 Nov 2018  |  951 downloads

There is significant innovation and competition afoot in the world of payments initiation, driven by consumers and corporates on the demand side, and...

The Banks as Universal Digital Trusted ID Providers

06 Nov 2018  |  847 downloads

This whitepaper by Finextra and HID Global explores the new trends in digital identity and highlights how financial institutions are well placed to pl...

Payments Transformation: Jostling for Position in the New Digital Landscape

24 Oct 2018  |  1521 downloads

The world is moving ever faster. The willingness of consumers and businesses to tolerate any delay or inconvenience is rapidly approaching zero. Finte...

Payment System Assurance – Reducing Risk through Effective Testing

19 Sep 2018  |  472 downloads

Banks traditionally offer three services: accepting deposits, making loans and moving money. Once an area in which there was little competition and re...

White paper: Direct benefits: How fintechs can leverage open access for payments innovation

25 Apr 2016  |  1148 downloads

A new white paper produced by Finextra and Raphaels Bank explores the changing landscape for access to UK payment systems, and the opportunities and c...