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Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.
Banking-as-a-service (BaaS) has been widely discussed across the fintech world over the past few years. A key component of open banking, it reconfigures the banking value chain by helping remove the i...
Open banking is a relatively new and revolutionary technology that is transforming the world of payments right now, becoming increasingly popular. Besides, open banking is definitely there for the l
Digitalization and Open Banking are two most prominent trends in banking industry in recent time. While the former was initiated by changing customer behavior, the latter was driven by regulatory and ...
The revised payments services directive (PSD2) has been the European Union’s open banking buzzword since it came into force on 01 January 2018 (albeit with some implementation delays). Already we have...
As the banking industry continues to develop, open banking is becoming increasingly popular as it allows consumers to enjoy faster, cheaper and more personalised banking solutions. The fintech industr...
While COVID has thrown traditional banking operations in disarray but it has also established new fintechs in the financial services business. With the Central bank’s push toward digitalisation, we ...
Open finance has gained an unstoppable momentum. From its beginnings in Europe, open finance has spread rapidly to the Americas, Australia, India, and my own company’s home market of Indonesia - among...
The Royal Commission into banking misconduct continues to act as a perfect catalyst of the reliable, responsible and independent future of the Australian digital financial and payment capabilities. Th...
Open Banking is a flop, it’s too costly, “clunky”, and businesses struggle to make money from it. That was the view of Anne Boden, CEO of Starling Bank, speaking to MPs on the Treasury Committee in Oc...
What do banks fear most? You might think it would be another Black Monday on the stock market, the spectre of runaway inflation, or maybe a digital heist that ruins their reputation. In reality, quit...
Fueled by the pandemic, the lending landscape has changed drastically in recent years. Amongst other things, the meteoric rise of Buy Now Pay Later (BNPL) services and increased up-take of online bank...
Open Banking in the UK has been progressively building momentum in the four years since its launch. There are now over five million regular users, with 2021 seeing a 60% increase in new customers - m...