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Fintech discussions and conversations around the development of fintech.
This is the first of my series of blogs on how businesses can use the power of Blockchain technology to un-‘block’ the inefficiencies in their current models and practices. Almost every paper or blog ...
A while ago, I was driving an enterprise wide strategic marketing campaign. Given the nature of the campaign, business importance, impact and reach, I was fairly guarded on the planning and operating ...
An industry has built up due to the inability of banks to work together directly. PayPal ($70.7B) first came into existence to add a layer of ease and security to the card schemes because the card sc...
As someone who has worked within the FinTech scene for the past 3 years now, I've seen a lot of ups and downs. The industry continues to grow, even amid the challenging regulatory environments. I atte...
The World Economic Forum has just completed one of the most thoroughgoing studies into the effect of fintech on the financial services industry. Although ‘Beyond Fintech: A Pragmatic Assessment of Dis...
Historians use eras to help map out the big gearshifts in economic and social change in retrospect. For the people who lived during those periods, well-known historical terms like the Middle Ages woul...
Last month, I had published a post here on FinExtra titled Blockchain in Action : Round-up of blockchain stories from July 2017 . A month down the lane, I was curious to look at recent developments i...
It is not unreasonable for consumers to assume that they should be able to assess their eligibility for a loan without damaging their future prospects. The majority of lenders perform hard credit chec...
It is staggering to write this down, but contactless in the UK is nearly ten! And it’s exciting that ‘tap and go’ payments are going from strength to strength. Since the introduction of contactless ca...
Following the US and UK models, RBI is all set to jump on the bandwagon of regulating the P2P space with strict guidelines. The norms being finalised are expected to release in a few weeks, how are th...
SWIFT is to the payments industry what taxi cabs are to travel. Old, slow and likely to hit your wallet by taking you on the scenic route to your destination. Why? Why not. What’s your alternative? Fo...
The blockchain journey for most enterprises starts with a curiosity to learn and understand more about the blockchain, how it works, its relevance for the enterprise and how it can potentially transfo...