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Technology Innovations for Banks and NBFC's in Lending Operations
With market volatility and economic uncertainty, selecting the right banking partner has never been more important for consumers. On the surface, banks and credit unions are both financial institution...
In a world where the financial landscape continues to evolve, the rigid nature of the current credit system is a significant roadblock to financial inclusion and growth. The one-size-fits-all approach...
Student Loan Debt Crisis Worsens as Interest Rates Rise The student loan crisis is growing in the UK. In 2023, the average student loan debt was over £44,000 per student. Beyond this, rising interest ...
The rise of Buy Now, Pay Later services has brought forward a revolutionary approach to lending. So, how can the appealing features of BNPL be integrated into traditional lending? Considering BNPL is ...
Emerging technologies in the financial sector have the ability to transform the customer experience. In the same way we have seen the payment of goods and services evolve from a separate activity to s...
Since the launch of ChatGPT in late 2022, generative AI has captured imaginations and fired debates across the world of business, asset finance firms included. Yes, there’s been a lot of hype and a lo...
On the face of it, the future is looking rosy for the commercial loan syndication market. But behind the scenes, you’ll find systems and processes that are firmly stuck in the past. And for fintech pr...
Pay-per-use (PPU) business models are fast gaining ground in asset finance, especially for the leasing of commercial equipment and vehicles. But to date, automotive subscriptions have been slower to g...
Even in tough macroeconomic times, commercial lending keeps markets moving and banks growing. And on the face of it, there are few better places to drive growth than Europe, where a multitude of bustl...
Small and medium-sized enterprises (SMEs) are the backbone of the UK economy. According to a recent report by the British Business Bank, they account for 99.9% of all businesses in Britain. Yet, they...
More than fifty years ago, SAP pioneered the concept of Enterprise Resource Planning (ERP) for manufacturing. The concept was simple: a single platform with a single data model to support shared serv...
Subscription plans are successful in helping small businesses grow in both profitability and customer satisfaction. However, this model is losing its charm as we evolve into a post-pandemic era, which...